COMMERCIAL TRUCKING INSURANCE
HUB TRANSPORTATION is the nation’s largest independent broker/agency completely dedicated to the motor carrier industry. TRUCKING INSURANCE IS ALL WE DO…!! We have access to every major insurer in the OTR/LTL truck insurance market. We have the experience, professionalism, and expertise to help you find and implement the very best program for your needs. Whether it is commercial truck liability, general liability, physical damage collision and comprehensive, cargo legal liability, personal affects, down time, rental re-imbursement, towing, even workers compensation and employee benefits, HUB has the right package for you, at the best price available anywhere. We also have the ability to help you, by reducing your losses and your loss related costs, and ultimately reducing your overall insurance costs.
Truck Insurance For the New Age
We want to help you make our highways a safer place for everyone, including you and your drivers. By understanding complex compliance issues, promoting better training and education for both the professional driver AND the average automobile operator, and implementing quality insurance programs with companies that understand the trucking business, we’ll go a long way toward that goal….!
Commercial trucks are more and more prevalent on today’s highways. An estimated 15.5 million trucks are currently licensed to operate in the U.S. They log billions of hours each year transporting every commodity imaginable; from food to furniture, logs to lumber, cars to car parts, and sometimes even each other. The service they provide is as important as electricity. But large trucks can pose a serious danger to their smaller four-wheeled counterparts on the highway. When accidents occur, the smaller vehicle is always at a disadvantage. Therefore, commercial truck drivers need commercial trucking insurance for the added protection it provides. As the highways become more populated every day, it becomes more and more important for all of us, not just the professional CDL truck driver, to do our part for safety; operating only properly maintained equipment, having a complete knowledge of and compliance to the laws of the road, and practice constant and defensive driver awareness.
Here are a few interesting statistics on trucking accidents:
- 123,918 trucks were involved in non-fatal accidents in 2008.
- Out of the 41,000-45,000 traffic deaths that occur in the US every year, less than 9% involve commercial trucks.
- 3,944 fatal trucking crashes occurred in 2008.
- Large trucks are more likely to be involved in fatal crashes than passenger vehicles.
- Most fatal truck accidents occur in rural areas during the daytime.
- Every 16 minutes a person is injured or killed in accidents involving semi-trucks, tractor-trailers or 18-wheelers.
Common Causes of Trucking Accidents
Unsafe acts caused by both passenger vehicles and large trucks can cause accidents, injuries and sometimes even death.
- Traveling too fast
- Improper lane change
- Highway or roadway unfamiliarity
- Illegal maneuvers
- Improperly secured load
- Aggressive driving
- Alcohol/Drug/Prescription drug use
- Poor surveillance
- Tire tread separation or tire blowouts
- Overdriving current weather conditions
- Lack of trailer control/Jackknifing
With more and more people in our cities and towns, more on the roads every day, there is greater demand for consumer goods that trucks bring to our stores and our doors. The motor carrier industry is growing, and will continue to grow, and that means more large trucks on the road, sharing the pavement. If you operate one truck, or a thousand, the likelihood of your truck, your driver, your company being involved in a serious accident, is ever increasing. As important as it is to arm yourself with every safety tool possible, like training, driver selection, driver incentives, zero tolerance, and written policy; it is equally important to insure your operation with the best truck insurance providers available to help protect and defend you when that loss occurs.